Camera or No Camera

Ever since high school I have been obsessed with photography. I took two classes in HS and fell in love. Now that I'm out of college and have all the time in the world open to me I would love to go back to the community college by my house and take a photo class. And every year that passes I keep on telling myself that I will do it next year. I have also been wanting to get this pretty expensive camera for awhile now. The one I have is ok but I want a really nice one. I just got a Christmas bonus and I have been battling myself every day going back and forth on should I be smart and pay off bill (YES I NEED TO DO THAT) or do I be carefree and just go out and buy the camera!!! I know what I should do but it is having a tug of war w/ my heart.